Fund growth with confident cash flow forecasting.

Model cash flows that prove business viability, win investor confidence, and guide smarter capital decisions.

Track working capital timing to prevent cash shortfalls

Model growth scenarios that secure investment and funding approval

Plan seasonal liquidity needs with a connected cash flow forecasting model

Generate forecasts that satisfy both lenders and investment committees

Track cash timing with precision

Connect receivables, payables and inventory cycles into one cash flow model. Predict exactly when cash will hit your account and plan around seasonal variations without manual tracking.

Plan working capital changes automatically

Update payment terms, inventory, or sales growth and see instant impact in your cash flow forecasting model. Understand how operational changes affect liquidity before making commitments.

Test funding scenarios before you need them

Model different growth rates, payment terms and seasonal patterns in your cash flow projection model. Present multiple funding scenarios to banks and investors with confidence.

Keep stakeholders confident in your numbers

Generate lender-ready cash flow models that satisfy bank covenants and investment committees. Translate assumptions into clear projections that build trust.

Build cash flow forecasts that fuel growth. Secure approval.

Connect operational data automatically

Link sales forecasts, receivables, and expense timing into a single cash forecasting model. Eliminate manual conversions and focus on strategic planning.

Model working capital dynamics

Track how changes in receivables, inventory and payables affect cash timing. Build cash flow models that reflect your actual collection patterns and payment schedules.

Plan seasonal cash requirements

Model peak working capital needs and seasonal cash drains accurately. Prepare credit facilities and cash reserves based on reliable cash forecasting model projections.

Generate lender-ready cash flow reports

Export detailed cash flow projections that satisfy bank reporting requirements and board oversight needs. Present liquidity analysis that supports credit decisions and strategic planning.

Master cash flow planning. Get started.

Why ModelReef?

Predict cash timing accurately

Track collections and payables automatically. With our connected cash flow forecast model, you know exactly when liquidity will be available.

Connect operations to cash flow

Link sales growth, inventory changes and payment terms directly to your cash flow projection model. See how operational decisions impact liquidity in real time.

Lender-ready reports, without the manual inputs

Create cash flow forecasts that satisfy lender reporting standards and covenant monitoring needs. Generate professional cash flow projections instantly for your meetings with banks, investors and board members.

Hear from other analysts, see what they say…

Our cash flow model now reflects our actual business cycle - from inventory purchases through collection timing. We've reduced our credit facility by 30% because we can predict peak working capital needs accurately and only borrow what we actually need when we need it.

David Chen VP of Finance, NovaTech Systems

Before ModelReef, our board wanted weekly cash updates but our cash flow projection model took two days to rebuild every time. Now we update instantly when contracts change or payment terms shift. Our board meetings focus on strategy instead of explaining cash variances.

Elena Markovic Strategy Director, Crestfield Developments

Our cash flow forecast model connects sales projections directly to collection timing and shows exactly when cash hits our account. We can plan growth investments with confidence because we know our liquidity position 13 weeks out. No more surprised bank calls about covenant ratios.

James Liu Head of Corporate Finance, Ardent Energy

Managing seasonal cash flow used to keep me awake at night. Now our cash flow forecasting model shows exactly when we'll need credit facilities and how much. We've avoided three potential cash crunches this year by seeing them months in advance and adjusting our working capital strategy accordingly.